Raising Your Credit Score Doesn't Have to Be Hard...
Are you financially allllllll over the place and have no clue where to start? Looking to become a homeowner but your credit score is keeping you from your ownership goal? Do you want your finances explained to you in a way where you can finally start to make sense of your life and how to go about building wealth? Do you want to set your family on a positive financial path and break generational cycles of bad spending habits? Then you’re in the right place!
Tired of being denied for loans that could put you in a better position?
Looking to become a homeowner but your credit score is keeping you from your ownership goal?
Want to set your family on a positive financial path and break generational cycles of bad spending habits?
After just one session and following Elisa Plan’s individualized plans, thousands of clients have been able to:
Purchase their first home
Acquire additional properties
Get approved for low-interest loans
Start an investment portfolio and consistently build
Lower their car insurance rate
Remove negative items from their credit report
Save and invest thousands of dollars
Stop garnishments
Go back to school
Secure funding for their business
Destinee took her credit score from the 500s to 700+
Breanna got her credit score up to the 800s..
Rosalind raised her credit score by 106 pts!
Elisa Plan’s Credit to Wealth Strategy is a one-time one hour session that dives into your personal finances, money management habits AND credit reports.
This package includes:
One-on-one coaching to discuss all things directly (your spending) and indirectly (your emotions) tied to your financial growth and make a solutions-based plan
Credit analysis of all three major credit bureaus
Detailed plan of action so you can accomplish your financial goals with ease
Budget analysis (Take time to communicate with ease during the session. All notes will be provided for you)
Plug-n-play templates to help you continue to track your financial progress
Dispute letters with detailed instructions for all inaccurate debts
Plus...
Together, we'll take time to communicate with ease during the session. All notes will be provided for you so you can just be present.
My husband and I were looking to purchase a home and we wanted to make sure we had a low interest rate in doing so, as well as eliminating some debt.
We were able to accomplish that thanks to Ruth and her strategy plan that she devised for me.
How do I know this works?
Welp, I’ve been able to help thousands of people nation-wide with my customized financial plans. It doesn’t matter if you make $20,000 or $120,000, there is a plan to manage your money and build wealth.
I also worked my own magic with my finances over a decade ago when I became a single parent of a 7-month old and 20-month old.
I found myself depressed and relying on the system at times to provide for my family.
While going through this phase, I realized the difference between sustainable-and-stagnant and sustainable-and-scalable systems. The level of understanding the keys to balancing personal finances became magnified.
A few years later, I helped a friend with his credit and personal finances and within a few months his score went from 520 to 801! His before and after post on social media went viral and the rest is history.
Elisa Plan was established soon after!
I am a certified credit counselor and life coach with an educational background in organizational development and human behavior.
I understand the connection between lack of financial literacy programs and systems in low-income and even middle class communities, and low credit scores (which typically mean poor money management habits).
My finance programs have helped thousands of individuals, families and small businesses nationwide achieve their money goals and enter financial freedom.
How do I know this works?
Welp, I’ve been able to help thousands of people nation-wide with my customized financial plans. It doesn’t matter if you make $20,000 or $120,000, there is a plan to manage your money and build wealth.
I also worked my own magic with my finances over a decade ago when I became a single parent of a 7-month old and 20-month old.
I found myself depressed and relying on the system at times to provide for my family.
While going through this phase, I realized the difference between sustainable-and-stagnant and sustainable-and-scalable systems. The level of understanding the keys to balancing personal finances became magnified.
A few years later, I helped a friend with his credit and personal finances and within a few months his score went from 520 to 801! His before and after post on social media went viral and the rest is history.
Elisa Plan was established soon after!
I am a certified credit counselor and life coach with an educational background in organizational development and human behavior.
I understand the connection between lack of financial literacy programs and systems in low-income and even middle class communities, and low credit scores (which typically mean poor money management habits).
My finance programs have helped thousands of individuals, families and small businesses nationwide achieve their money goals and enter financial freedom.
“Aiden started building her credit for the first time - and went from 500 pts to 730 pts!”
“Jac’s credit score just keeps climbing - YES!”
“Chavon went from paying $700 per month in student loan payments - to just $5 per month!”
Look, I get it - nobody likes big-fancy-words, especially when it’s around understanding their money. And I promise I won’t use too many of them. The strategy session is conversational. Talk through your issues and I will develop a plan based on your financial circumstances and goals. The tools accompanying the session all have directions on how to use them - so you can be as successful as possible in the shortest amount of time. I have your back!
Great question! While there is not a definite answer as everyone’s financial situation is different, on average my clients have raised their credit scores by 150 pts within 6 months - but only because they did the work!
Most clients do not need more than one session. Those who want to have more than one session, usually have additional financial goals that need to be discussed in detail and join my six month personal finance coaching program. This program is by invitation only.
You will receive your individualized financial-credit plan within 2-business days (usually sooner)
I am able to meet with clients virtually all over the world. If you are in the United States, you will always receive a credit analysis, unless you say otherwise in our communication after booking. If you are outside of the US, we only discuss money management and/or wealth building. Sessions typically last an hour but make time for 1.5 hours just in case. During the session I recommend you are in a quiet place with a notebook and pen.
After your payment is received you will receive an email response with further instruction on how to schedule your appointment. I prefer to schedule appointments manually due to potential time zone conflicts.
Copyright 2025 by ElisaPlan. All Rights Reserved.